With the Common, Putney Heath and Richmond Park providing acres of green space for people to enjoy in both summer and winter, a village providing a multitude of pubs, restaurants and bars, plus its close proximity to London, Wimbledon is the ideal place for first-time buyers to step onto the property ladder. 


But as time moves on and peoples’ circumstances change, many of these first-time buyers begin to look for a new home to accommodate this changes in circumstances. And many want to stay in Wimbledon.

But although first-time buyers are given plenty of help and advice when they buy their first home, the same does not apply to those who are looking to buy their second property. To help those who are looking to step up your next home in Wimbledon, we’ve listed a few tips on how to make buying your next home easier.

Make your home easy to sell

The obvious difference between being a first-time buyer and a second-time buyer, is as the second-time buyer, you have a home to sell.

Not only do you have to view properties you are interested in buying, you also have to have people coming to visit your home, and you should make your home as attractive as possible to prospective buyers. Now there is no point in redecorating the whole house (unless of course, it is in a really dilapidated condition), as most new buyers will want to decorate their new home in a style that suits them.

However, there are plenty of things you can do to make your house more saleable. For example, if you have a front garden, make sure the lawn is mowed and any flower bed weed-free and tidy. Perhaps freshen up the front door or window frames with a new coat of paint. If your house has a back garden, make sure it looks well-kept and is not cluttered with children’s toys or garden tools.

Make sure all the shelves and windowsills inside the house are clutter-free and all the interior paintwork is clean. Make any small repairs necessary. There is no need to make your home totally sterile, just well kept.

Look for your future home

Before you begin to look for your new home stop and think about why you are moving. Has your family outgrown your present home? Are you looking for a house with a large garden and more than one garage? Once you have decided what you believe you need for the foreseeable future, why not look into the relatively distant future? Consider how your domestic life may change in the next few years and perhaps look for a house that will satisfy those needs.

Your budget

Once you have found the home you wish to buy, the next step is to consider how you are going to pay for it. Understandably, the largest cost that will be in your mind will be the cost of repaying the new mortgage. However, there are many other costs to be considered apart from mortgage repayments.

You must budget for stamp duty. If the property you are buying is over £125,000, you will be liable for stamp duty, and this increases with the value of the property. Other things you should budget for are solicitor’s fees, estate agents fees, and surveying fees, plus the cost of moving. All these things add up, and you should sit down and make a list of all the costs you are liable for. Don’t get caught out by a surprise bill you have overlooked in your budget.

Your new mortgage

Now we come to the subject of the mortgage. Many people are tempted to stay with their existing lender and it certainly is worth you contacting them to see what terms they can offer you on a new loan. However, it is also worth you searching for a loan from another provider.

As a second-time buyer, your financial situation will be stronger than when you bought your first home. With luck, you will have some equity in your first home, and this will contribute towards a deposit on your new home. Your earning power will have increased over the years, and hopefully, you have a good credit rating. All these things will make you an attractive prospect to mortgage providers. So it will pay you to shop around for the best deal you can obtain.

It has been said that moving house is one of the most stressful things people do in their lifetime, and there is truth in that saying.

At Robert Holmes, we know the stress you could experience when trying to sell one house while looking to buy another one. We will give you an accurate valuation on your present home. We will then use our expertise to help you market and sell your home. We can also help you find the ideal home in Wimbledon, offering a wide range of houses suitable for your present and future needs.

Why not call us today and take the first step in finding your new home.

About the author

Nicolas Holmes

Nick joined Robert Holmes to inject fresh ideas and help grow the New Homes department of Robert Holmes as well as helping to inject technology into the business and to grow its client base. Together with one of the Directors Nick is in charge of all Development opportunities that Robert Holmes deals with along with sales. Aged 40, he provides succession together with the two existing directors. Nick has always been focused on building client relationships and sales. He built up his own gallery in Chelsea, where he had a loyal following of customers and artists.

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